NOW Account Checking
The All America Bank NOW Account® is an interest-bearing checking account designed for customers who carry larger monthly balances and want to earn interest. The minimum daily balance to obtain this rate is $2,500. Customers with this account typically do not need to use the debit card regularly.
Free Interest-Bearing Checking
Free Online Banking
Free Customer Service
Free Email Notification If Overdrawn
Free Electronic Monthly Statements
Free Mastercard® Debit Card
Access to ATMs Worldwide
Bank-to-Bank Transfers
Free Interest-Bearing Checking |
Free Online Banking |
Free Customer Service |
Free Email Notification If Overdrawn |
Free Electronic Monthly Statements |
Free Mastercard® Debit Card |
Access to ATMs Worldwide |
Bank-to-Bank Transfers |
This account includes:
Extraordinary Mastercard® benefits include:
- Interest earned on a minimum monthly balance of $1,500*
- Unlimited withdrawals or transfers in person or at ATMs
- Person-to-Person Transfers
- Overdraft Privilege**
- Direct Deposit
- Mobile Deposit
- Open this account with a minimum deposit of $50. Learn more about this account.
- There is no monthly service charge if average daily balance for the monthly statement cycle is $1,000 or above. There is a monthly service charge of $7.50 if average balance for the monthly statement cycle is below $1,000.
- *If the daily balance is less than $1,500, the interest rate paid on the entire balance in the account will be 0.75% with an annual percentage yield of 0.75%. If the daily balance is more than $1,499.99, but less than $2,500, the interest rate paid on the entire balance in the account will be 0.85% with an annual percentage yield of 0.85%. If the daily balance is more than $2,499.99, the interest rate paid on the entire balance in the account wil be 1.00% with an annual percentage yield of 1.00%.
- Ten free Online Bill Pay transactions per month; $0.50 charge for each transaction over the 10 free transactions.
- This is a variable rate account and the interest rate can change. Fees could affect the earnings on this account. Fee Schedule.
- Qualifying Mastercard debit card sales transactions include each time you use your Mastercard debit card to make a purchase from a vendor or merchant. These transactions must post and clear your account during the payment cycle. ATM and ACH transactions do not qualify.
- Annual Percentage Yield (APY) is accurate as of 10/07/2024.
- Wallet style checks are available.
- Free eStatements with transaction images are available for view online.
- There will be a $3 per month charge for paper statements.
- **Overdraft Privilege is available for customers who qualify.
- Learn more about our banking.