NOW Account Checking
The All America Bank NOW Account® is an interest-bearing checking account designed for customers who carry larger monthly balances and want to earn interest. The minimum daily balance to obtain this rate is $2,500. Customers with this account typically do not need to use the debit card regularly.
Free Online Banking
Free Customer Service
Free Email Notification If Overdrawn
Free Electronic Monthly Statements
Free Mastercard® Debit Card
Interest-Bearing Checking
Access to ATMs Worldwide
Bank-to-Bank Transfers
Free Online Banking |
Free Customer Service |
Free Email Notification If Overdrawn |
Free Electronic Monthly Statements |
Free Mastercard® Debit Card |
Interest-Bearing Checking |
Access to ATMs Worldwide |
Bank-to-Bank Transfers |
This account includes:
Extraordinary Mastercard® benefits include:
- Interest earned on a minimum monthly balance of $1,500*
- Unlimited withdrawals or transfers in person or at ATMs
- Person-to-Person Transfers
- Overdraft Privilege**
- Direct Deposit
- Mobile Deposit
- Open this account with a minimum deposit of $50. Learn more about this account.
- There is no monthly service charge if average daily balance for the monthly statement cycle is $1,000 or above. There is a monthly service charge of $7.50 if average balance for the monthly statement cycle is below $1,000.
- *If the daily balance is less than $1,500, the interest rate paid on the entire balance in the account will be 0.75% with an annual percentage yield of 0.75%. If the daily balance is more than $1,499.99, but less than $2,500, the interest rate paid on the entire balance in the account will be 0.85% with an annual percentage yield of 0.85%. If the daily balance is more than $2,499.99, the interest rate paid on the entire balance in the account wil be 1.00% with an annual percentage yield of 1.00%.
- Ten free Online Bill Pay transactions per month; $0.50 charge for each transaction over the 10 free transactions.
- This is a variable rate account and the interest rate can change. Fees could affect the earnings on this account. Fee Schedule.
- Qualifying Mastercard debit card sales transactions include each time you use your Mastercard debit card to make a purchase from a vendor or merchant. These transactions must post and clear your account during the payment cycle. ATM and ACH transactions do not qualify.
- Annual Percentage Yield (APY) is accurate as of 10/07/2024.
- Wallet style checks are available.
- Free eStatements with transaction images are available for view online.
- There will be a $3 per month charge for paper statements.
- **Overdraft Privilege is available for customers who qualify.
- NOW accounts are not available to corporations.
- Learn more about our banking.