Mega Money Market® Checking
4.40% Annual Percentage Yield
4.40% Annual Percentage Rate
Our Mega Money Market® personal checking account offers a high yield of 4.40% APY* on up to $100,000. With no minimum balance required, we include an All America Bank Mastercard® debit card for secure purchases and with access to 1,000s of ATMs worldwide. This account can only be opened online.
Free Online Banking
Free Mastercard® Debit Card
Free Customer Service
Free Email Notification If Overdrawn
Free Electronic Monthly Statements
- Access to ATMs worldwide
- No minimum balance
Free Online Banking |
Free Mastercard® Debit Card |
Free Customer Service |
Free Email Notification If Overdrawn |
Free Electronic Monthly Statements |
Access to ATMs worldwide |
| No minimum balance |
This account includes:
Extraordinary Mastercard® benefits include:
- Six free withdrawals or transfers in person or at ATMs**
- Bank-to-Bank Transfers
- Person-to-Person Transfers
- Overdraft Privilege***
- Direct Deposit
- Mobile Deposit
- Earns 4.40% APY calculated on your daily balance of up to $100,000. Amounts over $100,000 earn 0.50% APY. The APY for this tier will range from 4.40% to 0.50%. We will pay interest earned by your account in at the end of each monthly billing cycle.
- *APY is Annual Percentage Yield.
- Our monthly statement cycle ends on the 20th of each month. If the 20th falls on a Saturday, the cycle will end on Friday the 19th. If the 20th falls on a Sunday, the cycle will end on Monday the 21st.
- This account must be opened online. Learn more about this account.
- The minimum opening deposit for this account is $500.
- **We include 6 free debits per month. There is a $5 fee for each debit after 6 per monthly statement cycle.
- Fees could affect the earnings on this account. Fee Schedule.
- Annual Percentage Yield (APY) is accurate as of 9/23/2024. Rate may change.
- There is a limit of one Mega Money Market® account allowed per individual.
- Wallet style checks are available.
- Ten free Online Bill Pay transactions per month; $0.50 charge for each transaction over the 10 free transactions.
- Free eStatements with transaction images are available for view online.
- There will be a $3 per month charge for paper statements.
- ***Overdraft Privilege is available for customers who qualify.
- Learn more about our banking.