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Mega Money Market® Checking

5.05% Annual Percentage Yield 5.05% Annual Percentage Rate

Our Mega Money Market® personal checking account offers a high yield of 5.05% APY* on up to $100,000. With no minimum balance required, we include an All America Bank Mastercard® debit card for secure purchases and with access to 1,000s of ATMs worldwide.  This account can only be opened online.

 

 

 

 

  • Free Online Banking

  • Free Mastercard® Debit Card

  • Free Customer Service

  • Free Email Notification If Overdrawn

  • Free Electronic Monthly Statements

  • Access to ATMs worldwide
  • No minimum balance

Free Online Banking

Free Mastercard® Debit Card

Free Customer Service

Free Email Notification If Overdrawn

Free Electronic Monthly Statements

Access to ATMs worldwide
No minimum balance
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This account includes:

Extraordinary Mastercard® benefits include:

  • Six free withdrawals or transfers in person or at ATMs**
  • Bank-to-Bank Transfers
  • Person-to-Person Transfers
  • Overdraft Privilege***
  • Direct Deposit
  • Mobile Deposit
  1. Earns 5.05% APY calculated on your daily balance of up to $100,000. Amounts over $100,000 earn 0.50% APY. The APY for this tier will range from 5.05% to 0.50%.  We will pay interest earned by your account in at the end of each monthly billing cycle.
  2. *APY is Annual Percentage Yield.
  3. Our monthly statement cycle ends on the 20th of each month. If the 20th falls on a Saturday, the cycle will end on Friday the 19th. If the 20th falls on a Sunday, the cycle will end on Monday the 21st.
  4. This account must be opened online.
  5. The minimum opening deposit for this account is $500.
  6. **We include 6 free debits per month. There is a $5 fee for each debit after 6 per monthly statement cycle.
  7. Fees could affect the earnings on this account. Learn more about this account.
  8. Annual Percentage Yield (APY) is accurate as of 11/21/2023.  Rate may change.
  9. There is a limit of one Mega Money Market® account allowed per individual.
  10. To receive rewards from the Mega Money Market personal checking account, participants must receive statements electronically.
  11. Wallet style checks are available.
  12. Ten free Online Bill Pay transactions per month; $0.50 charge for each transaction over the 10 free transactions.
  13. Free eStatements with transaction images are available for view online.
  14. There will be a $3 per month charge for paper statements.
  15. ***Overdraft Privilege is available for customers who qualify.
  16. Learn more about our banking.