Preferred Points Business Credit Card
Enjoy extraordinary benefits with Preferred Points Business Mastercard® and VISA® credit card!
- <p>Competitive APR* of Prime + 10.99%.</p>
- <p>Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.</p>
- <p>$49 annual fee per account.</p>
- <p>25-day interest-free grace period on all purchases. No grace period on cash advances.</p>
- <p>24-hour toll-free live customer assistance available at 800-367-7576.</p>
- <p>Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.</p>
- <p>Car rental insurance coverage.</p>
Competitive APR* of Prime + 10.99%. |
Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month. |
$49 annual fee per account. |
25-day interest-free grace period on all purchases. No grace period on cash advances. |
24-hour toll-free live customer assistance available at 800-367-7576. |
Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances. |
Car rental insurance coverage. |
This account includes:
Extraordinary Mastercard® benefits include:
- Travel Accident Insurance
- I.D. Theft Protection
- Global Service
- Mobile Payments
- Mobile Receipt Management
- Mastercard® Easy Savings Program
Compare the Mastercard® and VISA® credit cards available to you by clicking here.
Rewards:
To redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more. To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
To apply now:
Download the Mastercard® Business Credit Card PDF application.
Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen.
Paper applications for Mastercard® and VISA® are also available at our local branch office.
Fax your completed application to the Card Service Center at 877-809-9162.
Or mail your completed application to:
Card Service Center
P. O. Box 569120
Dallas, TX 75356-9120
Fees:
Transaction Fees: Balance Transfer and Cash Advance Fees - Either $10 or 3% of the amount of each balance transfer or cash advance, whichever is greater. International Transaction Fee - 2% of each transaction in U.S. dollars.
Penalty Fees: Late Payment or Returned Payment Fees - Up to $25.
Other fees may be charged. These fees are listed on the downloadable application.
* APR is Annual Percentage Rate. Please see application for information about current APRs and fees.
** The Annual Percentage Rate (APR) will vary based on changes in the Index, the Prime Rate (the base rate on corporate loans posted by at least 70% of the ten largest U.S. banks) published in the Wall Street Journal. The Index will be adjusted on the 25th day of each month or the business day preceding the 25th day if that day falls on a weekend or a holiday recognized by the Board of Governors of the Federal Reserve System. Changes in the Index will take effect beginning with the first billing cycle in the month following a change in the Index. Increases or decreases in the Index will cause the APR and periodic rate to fluctuate, resulting in increased or decreased Interest Charges on the Account. The Account will never have an APR over 21%.